The best business solutions occur when we combine data with consultation and common sense.
The best business solutions occur when we combine data with consultation and common sense.
Purchase, Refinance & Cash Out
Starting at $500,000
Construction
$5,000,000 - $300,000,000
The ensuing processes, procedures and policies are subject to change at any time without notice.
A completed Transaction Summary Questionnaire must be initialed and signed by the prospective client to be considered as a client of Winston Rowe & Associates.
This is not an application for a loan of any type, it's designed to produce a commercial loan or business financing thesis to present to our capital sources.
Prospective clients can also submit complete supporting documents for the initial due diligence review to also be considered a client.
If you don't complete the Transaction Summary Questionnaire or don't submit supporting documents we can't help you.
Winston Rowe & Associates may charge a fee in advance of the funding (closing) of a commercial real estate mortgage or business loan request by our clients from time to time to cover its' time for processing transactions that are complex and or time consuming.
We feel it's important that clients have some skin in the game and not utilize Winston Rowe & Associates as a free consulting or business resource and not to waste our time.
Your commercial real estate mortgage request will never fund if you do not adhere to our and the capital sources policies, procedures or are less than truth full during the submission processes(s).
Winston Rowe & Associates cannot and never make a guarantee or promise of any kind that your proposed request for financing will be successful, because the final determination is made by the capital source(s).
Winston Rowe (& Associates) is the name (mark) of a company and not a real person living or dead.
Winston Rowe & Associates utilizes a best efforts approach to perform the initial due diligence review, our work product pursuant to the proposed general terms and conditions as detailed in the Winston Rowe & Associates executed Letter of Interest.
Step 1 Transaction Summary Questionnaire
Upon receipt of the completed and signed transaction summary questionnaire, the material facts as presented by the client will be reviewed by Winston Rowe & Associates.
Step 2 Processing & Initial Due Diligence Review
Winston Rowe & Associates will schedule a call with the client to review and verify the material facts as presented by the prospective client and then provide to the prospective client a list of supporting documentation required to begin the initial due diligence review (our work product).
After an initial due diligence review of said required supporting documents, then based on the Transaction Summary Questionnaire and information provided in the conference call (or call) , Winston Rowe & Associates will issue the client a LOI (Letter of Interest)
This Letter of Interest is not a commitment or promise to fund your proposed financing request.
Winston Rowe & Associates does not guarantee that the loan terms or interest rates offered are the lowest interest rates or best loan terms in the market that are made available by its capital source(s) from time to time.
When all of the required supporting documentation have been submitted to Winston Rowe & Associates, they will begin the initial due diligence review to prepare (package) the proposed financing request for the capital sources(s) underwriting at their sole discretion.
Please note; the proposed financing request will not be formally submitted to the capital source(s) until all of the required documentation has been provided.
Step 3 Submissions To The Capital Source(s) For Underwriting
Once Winston Rowe & Associates completes the initial due diligence review of the proposed transaction it will be formally submitted at Winston Rowe & Associates sole discretion to the pre-determined capital source(s) for underwriting and potential funding.
Winston Rowe & Associates has extensive contacts in the capital markets. If you're planning on spamming your financing proposal across the Internet please let us know in advance, because we will not be interested in your financing proposal. It will never fund.
Winston Rowe & Associates is not a direct lender and does not make loans of any type or credit decisions in connection with loans of any type.
The capital source(s) make the determination pursuant to all funding requests.
Step 4 Commitment Documents, Reports & Loan Closing
Upon completion of underwriting the pre-determined capital sources will issue general terms and conditions defined within a Letter of Interest or conditional commitment documents.
The client will be placed in direct contact with the capital source to finalize the transaction.
Once the proposed transaction has completed underwriting; property reports are then ordered.
These reports are paid for, prior to funding by the client which include; appraisals, surveys and studies. Our capital sources may charge due diligence fees in advance of the funding of a transaction. Winston Rowe and Associates does not receive any portion of said fees.
Report types vary according to real estate type.
Winston Rowe & Associates does not order or accept fees for any reports, surveys or studies.
The capital source(s) order reports, surveys and studies pursuant to their policies.
When the necessary property reports are completed, the title work is ordered and a closing is scheduled.
248-246-2243
Commercial Property Types Considered
Copyright © 2020 Winston Rowe & Associates - All Rights Reserved. Winston Rowe & Associates is not a lender and does not make credit decisions in connection with loans of any type.